With the notorious holiday shopping season fast approaching I’m having nauseous visions of deals, coupons, free mass produced turkeys and hams, free shipping, wal-mart, and 40 percent off blow out sales.  The visions are not only vivid and haunting they are actually true!   Don’t get me wrong, I wouldn’t pass up a deal on a particular consumer item that […]

The Wall Street Journal recently ran a short article entitled, “Making of a Miser: Nature versus Nurture”  The article highlights a few important points in terms of what makes people cheap: If you have two thrifty parents, you’re likely to be thrifty as well. People who lived through the Great Depression were thrifty their entire lives. People have innate tendencies […]