A college professor once told me that most adults finish all serious reading by the time they reach the age of 23.  He went on to say that most professions, even ones that require a four year degree, do not require the worker to engage in prolonged or critical reading.  And while I’m sure there are exceptions to the statement, […]

IF you ask married people why their marriage works, they are probably not going to say it’s because they found their financial soul mate.
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Robert Stolarik for The New York Times
But if they are lucky, they have. Marrying a person who shares your attitudes about money might just be the smartest financial decision you will ever make. In fact, when it comes to finances, your marriage is likely to be your most valuable asset — or your largest liability.
Marrying for love is a relatively recent

I’m convinced that your average American citizen has the financial IQ of a cockroach.  After all, where else in the Western world is the savings rate less than 1 percent (the instinct in the US is to spend rather than save and that’s a problem)!  Read the latest on America‘s financial disaster (consumer debt and the mortgage crisis).